Wholesale properties are one of the best-kept secrets in real estate investing. These are deals sourced by wholesalers who negotiate below-market prices with motivated sellers, then pass the savings on to you. No bidding wars, no MLS competition — just direct access to discounted properties.
What Are Wholesale Properties?
A wholesale property is a real estate deal where a wholesaler has already negotiated a purchase contract with the seller at a below-market price. Instead of buying the property themselves, the wholesaler assigns the contract to an end buyer — that's you — for an assignment fee. The result? You get a property at a price you'd never find on Zillow or the MLS.
On Offa, verified wholesalers post new deals daily. Each listing includes property photos, pricing, ARV (After Repair Value) estimates, and direct contact with the seller — so you can analyze and act fast.
Why Buy Wholesale Properties?
Below-Market Prices
Wholesale deals are typically 20-40% below market value. Sellers prioritize speed and certainty over top dollar, which means bigger margins for investors.
No MLS Competition
These properties never hit the MLS. While other investors are fighting over the same Zillow listings, you're accessing deals that most people don't even know exist.
Built-In Equity
Because you're buying below market, you start with equity from day one. Whether you're flipping, renting, or holding, the spread between your purchase price and the ARV is your profit potential.
Speed to Close
Wholesale deals move fast. Most close in 2-4 weeks, which means you can scale your portfolio quickly without getting stuck in months-long negotiations.
How to Find Wholesale Properties for Sale
The traditional way to find wholesale deals is through networking — attending local REI meetups, building relationships with wholesalers, and getting on their buyer lists. But that takes time and limits you to your local market.
Offa changes that. It's a nationwide marketplace where verified wholesalers post deals from every state. You can filter by location, price, property type, and more — then contact sellers directly. No middleman, no gatekeeping.
What to Look for in a Wholesale Deal
- Price vs. ARV spread: Look for at least a 25-30% gap between the asking price and the After Repair Value
- Location: Research the neighborhood — is it appreciating? Are there comparable sales to support the ARV?
- Rehab estimate: Factor in renovation costs. A great price means nothing if the rehab eats your margin
- Assignment fee: Understand what the wholesaler is charging. Typical fees range from $5,000 to $20,000
- Title and contract: Always verify the contract terms and do a title search before closing
Finance Your Wholesale Purchase
You don't need cash to buy wholesale properties. Offa's lending partners offer hard money loans, DSCR loans, and up to 100% financing on qualified deals. Get pre-approved before you start browsing so you can move fast when you find the right deal.
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